Automate Underwriting & Optimize Portfolio Risk Management

Our cloud-based platform delivers automated underwriting and risk management by utilizing your existing data provider accounts and multi-factor preferences.

The results presented within the framework include: owner history, bank verification, government watchlist, credit, MATCH, and merchant reputation.

Give your team the automation engine and framework for improved efficiency in the management of risk and the assurance of compliance. End your reliance on spreadsheets, paper files and scheduled data entry.

"This technology platform provides us with a highly efficient framework to help our clients (banks and TPPPs) move forward with automation while further enhancing their pillars commitment to AML/BSA compliance by enabling best practices.”

- Jay Postma, CAMS, CFCS - BSA/AML Expert

Platform features include:

White label registration forms

Paperless with document management

Includes your terms to sign digitally

Integrated with 3rd party data providers

Multi-factor settings for risk preferences
Templates to schedule client data refresh

Real-time scoring of applicants

Scoring criteria is set by your underwriters

Underwriter access permissions

Builds and sorts client reports
Framework minimizes redundant labor

Allows for auto-approval scoring levels

Auto-approval include boarding automation

Workflow automation for underwriters

Terminal selection, provisioning and billing

Compliantly automates underwriting to leave the past behind with far less effort and expense than you would expect.



linked2pay is a vital partner in the delivery of risk and payments innovation. Their platform consolidation of automated risk-management tools with award-winning payment solutions has made for an ideal partner. It gives us an extraordinary advantage to provide the full spectrum payment solutions.


We now offer clients an array of solution options that provide them a new level of automation and easy access to innovation, regardless of their size. As a result, our footprint has grown from local to national. Since those clients can process more payments through the solutions we provide, our revenues and margins per client are higher.

"A single, fully integrated platform can replace what would normally require three vendors and an integrations project in order to launch."

Rayleen M. Pirnie Owner of RP Payments Risk Consulting Services, LLC

The value of data integrated to a live registration, underwriting and onboarding process is a prime example of how solution providers can bring improved efficiency and KYC elements to financial institutions while enhancing the service delivery for their merchants and reselling partners.

Bradley Blacker Director of alliance partners and integration
LexisNexis Risk Solutions

Our platform synchronizes the Customer Due Diligence process for the underwriting organization, their resellers and the clients that apply for and use the offered services. This process not only speeds up the onboarding process but also ensures Know Your Customer controls are managed to the satisfaction of all parties.

Our service is secured by EV 256 TLS 1.2. encryption. Our award-winning platform is PCI DSS compliant and we also have the distinction of being an approved Experian Third-party Technical provider having passed the Experian Independent Third Party Assessment (EI3PA). Additionally we have completed audits (SOC 1 and 2 Type II) based on the internationally recognized standard developed by the American Institute of Certified Public Accountants (AICPA).